Flint Area School Employees Credit Union


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LOAN RATES

AUTOMOBILE LOAN INTEREST RATES*
Model Year/ Information	Annual Percentage Rate**	Maximum Length of Loan in Months	Estimated Monthly Payments per $1,000 Borrowed
2010 Auto/ Truck	3.75%	36	$29.41
2010 Auto/ Truck	4.00%	48	$22.60
2010 Auto/ Truck	4.25%	60	$18.53
2009 Auto/Truck	3.75%	36	$29.41
2009 Auto/Truck	4.00%	48	$22.60
2009 Auto/Truck	4.25%	60	$18.53
2008 Auto/Truck	4.25%	36	$29.64
2008 Auto/Truck	4.50%	48	$22.80
2007 Auto/Truck	4.25%	36	$29.64
2007 Auto/Truck	4.50%	48	$22.80
2006 Auto/Truck	4.25%	36	$29.64
2006 Auto/Truck	4.50%	48	$22.80
2005 Auto/Truck	6.25%	36	$30.54
2005 Auto/Truck	6.75%	48	$23.83
2004 Auto/Truck	6.25%	30	$36.09
2003 Auto/Truck	6.75%	18	$58.57
2002 Auto/Truck	6.75%	18	$58.57
* All loans are subject to credit approval. No down payment required for approved and qualified borrowers. If not approved and qualified, a 20% down payment is required.
** Annual Percentage Rate (APR) is effective as of 03/09/2010 and subject to change without notice. Rate is based on credit history; rate shown is offered to members with good credit. The rate may be higher for members with less satisfactory credit. Please contact our Loan Department for additional information.

OTHER LOAN RATES *
Type of Loan	Annual Percentage Rate **	Maximum Length of Loan in Months	Estimated Monthly Payment per $1,000 borrowed
Share Secured	4.00%	48	$22.58
Share Secured	6.50%	120	$11.36
Computer Secured	7.00%	24	$44.77
Computer Secured	8.00%	36	$31.34
Certificate of Deposit Secured	Higher of 4.00% or 3.00% Plus CD Interest Rate	Term of Certificate	(Assuming a 4.00% interest rate for a 12 month loan)$85.14
Unsecured Loans (including Lines of Credit)	8.90%	36	$31.75
* All loans are subject to credit approval. No down payment required for approved and qualified borrowers.
** Annual Percentage Rate (APR) is effective as of 02/01/2009 and subject to change without notice. Rate is based on credit history; rate shown is offered to members with good credit. The rate may be higher for members with less satisfactory credit. Please contact our Loan Department for additional information.